1. Loss of life ,dismemberment, loss of sight, and ability to hear or talk, or personal accident type 2 (also including murdering, act of malicious intent and accident while riding on motorcycle
2. Compensation for loss of income due to an accident or illness
3. Medical expense cause from accident

1. Only for whose age between 15 - 60 year old. Can be renewal until age of 80.Insured need to be healthy don't have any disability both physical and mental. We don't cover for unnecessary medical treatment 
2. Don't cover for any illness within 30day of waiting period 
3. Don't cover for any illness or symptom that occur and still not recover before effective date of insurance policy  
4. In addition compensation for loss of income also have waiting period for 30 day
5. Don't cover for any illness including Coronavirus (2019-nCoV)) within 30 day of waiting period after policy is first effective
6. Don't cover for following disease : All Tumour and Cysts, Cholesystistic, Hemorrhoids, Hemias, Cataract, Tonsil or Adenoid and Calculus, Varicose vaon, Endomentriosis which occur withon 120 days (Wainting Period) after first effective date of policy
7. For inpatient that need to attend to hospital 2 times with same disease will have condition as below
   • If the second time insured need to attend to hospital for same disease within 90 days after discharge that treatment will be count as same benefit
   • If the second time insured need to attend to hospital for same disease over 90 days after discharge that treatment will be count as new benefit
8. 1 person can hold 1 of this policy

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For furhter information please contact

Call 1736