Cover for this 10 critical illness

• Invasive Cancer
• Heart Attack
• Stroke
• Coma
• Chronic Renal Failure Requiring Regular Renal Dialysis
• End Stage Lung Disease
• Major Organ Transplant
• Liver Failure
• Total and Permanent Disability
• Coranary Artery Surgery

1.Exclusion

• The insured must be in the ages between 20-60 years (61-64 only in the case of policy renewal)
• Physical examination is not required, the insured can just declare actual health history in the application form.
• In the case that there are more than 1 serious disease detected, the insured will receive the coverage for only one disease

2.Important exclusion
The insurance does not cover and pay compensation for the disease caused from the following reasons:

• A serious disease is diagnosed within a 90-day waiting period from the initial policy effective date, except the case that the serious disease occurs as result of an accident.
• Pre-existing condition
• Suicide, self-harm
• While the insured is under the influence of alcohol, addictive substances or drugs and unable to stay conscious.
• refusing to accept treatment or drugs abusing
• AIDS (AIDS) or AIDS Associated Symptoms (ARC)
• Disorders, including congenital or hereditary disabilities
• addiction to harmful drugs
• Participating in a brawl or taking part in inciting a brawl.
• committing a crime or while being arrested or escaping capture
• War, rebellion, riot, strike, revolution, terrorism
• Radiation or explosion of radioactivity or nuclear components.

3.Terms and conditions will be based on each policy

4.Buyer should read and understand detail of coverage and conditions before making a decision to purchase insurance policy.

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For furhter information please contact

Personal Health and Accident Insurance Sales Department
Tell. 0-2239-2200 ext. 4132, 2078, 1902, 1903, 4134, 4135, 1114, 1118, 2082