1. Medical expense for injury and illness
2. Room & Board and Nursing fee
3. Surgical procedure fee
4. Doctor visit fee or specialist physician consultation fee
5. Compensate for lost of income
6. Personal Accident

1. Only for whose age between 15 - 70 year old. Insured need to be healthy don't have any disability both physical and mental.
2. Don't cover for any illness or symptom that occur and still not recover before effective date of insurance policy and we don't cover for unnecessary medical treatment 
3. Don't cover for any illness within 30 day of waiting period after policy is first effective
4. Don't cover for Corona Virus (2019-nCoV)
5. Don't cover for following disease : All Tumour and Cysts, Cholesystistic, Hemorrhoids, Hemias, Cataract, Tonsil or Adenoid and Calculus, Varicose vaon, Endomentriosis which occur withon 120 days (Wainting Period) after first effective date of policy
6. For inpatient that need to attend to hospital 2 times with same disease will have condition as below
   • If the second time insured need to attend to hospital for same disease within 90 days after discharge that treatment will be count as same benefit
   • If the second time insured need to attend to hospital for same disease over 90 days after discharge that treatment will be count as new benefit
7. Terms and conditions will be based on each policy
8. Buyer should read and understand detail of coverage and conditions before making a decision to purchase insurance policy.

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For furhter information please contact

Personal Health and Accident Insurance Sales Department
Tell. 0-2239-2200 ext. 4132, 2078, 1902, 1903, 4134, 4135, 1114, 1118, or 2082