1. Medical expense of injury and illness
2. Room & Board and Nursing fee
3. Surgical procedure fee
4. Doctor visit fee or specialist physician consultation fee
5. Out patience for injury and illness
6. Personal Accident
7. Coronavirus (2019-nCoV) (Only for covid plan)
8. Care card for using with network hospital
   • Checking hospital >> Click <<

1. Only for whose age between 15 - 70 year old. Insured need to be healthy don't have any disability both physical and mental. We don't cover for unnecessary medical treatment 
2. Every insured need to fill the proposal which has considered by company base on policy of the company 
3. Don't cover for any illness or symptom that occur and still not recover before effective date of insurance policy
4. Don't cover for any illness including Coronavirus (2019-nCoV)) within 30 day of waiting period after policy is first effective
5. Don't cover for following disease : All Tumour and Cysts, Cholesystistic, Hemorrhoids, Hemias, Cataract, Tonsil or Adenoid and Calculus, Varicose vaon, Endomentriosis which occur within 120 days (Waiting Period) after first effective date of policy
6. Any medical treatment for illness or symptom which including Coronavirus (2019-nCoV) will need to be analyzed, diagnosed, or recommended by conventional medicine while getting medical treatment
7. For inpatient that need to attend to hospital 2 times with same disease will have condition as below
   • If the second time insured need to attend to hospital for same disease within 90 days after discharge that treatment will be count as same benefit
   • If the second time insured need to attend to hospital for same disease over 90 days after discharge that treatment will be count as new benefit
8. Medical treatment for emergency treatment with in 24 hours including the continuing treatment within 15 days after the date of first treatment will be not over the actual amount, or up to the amount of benefits
9. Terms and conditions will be based on each policy
10. The company has all rights to adjust insurance premiums, insurance plan in renewal year by considering the age of the insured and claims history.
11. Buyer should read and understand detail of coverage and conditions before making a decision to purchase insurance policy.

TIP Smart Healthcare Comfort Proposal >> Click <<

For furhter information please contact

Personal Health and Accident Insurance Sales Department
Tel. 0-2239-2200 ext.4132, 2078, 1902, 1903, 4134, 4135, 1114, 1118, 2082